3
out of 5
POSTED: | BY: William Danielson
Not too deaf friendly
Not too deaf friendly. I had to really work on to find way to file ...
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4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Jean Gerardo
You can be on hold for more than a half…
You can be on hold for more than a half hour. If you put your number in que you don’t get called back for 2 hours and by that time you are unable to take the call because you have your child at the orthodontist. I am not happy and if this is how your service works I don’t want your insurance
1
out of 5
POSTED: | BY: Anadel Rios
Large vet bill that won't get reimbursed
I went to the vet and had a large vet bill I was told to get this insurance so they can pay me back so I paid the bill out of pocket and when I got the insurance and paid for the first month they told me that I couldn't get reimbursed for something I had to gotten that day they it's only for future bills. So I paid $585 that I was going to use for my groceries. And now I'm broke and to top it off I couldn't get my dog spayed because no one wants to do cheaper then $7000 dollars
5
out of 5
POSTED: | BY: Lloni Crooks
Everything was easy and clear to…
Everything was easy and clear to understand and I received a quote in seconds. Now our little is covered if anything happens.
3
out of 5
POSTED: | BY: Amor De Dios
I would like to see an insurance which…
I would like to see an insurance which would cover wellness checkups and vaccines including spay and neuter procedures.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.