ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane Zweizig

MugsLee Surgery

MugsLee surgery payment was paid in a timely window.
5

out of 5

POSTED: | BY: Pendra Wood

ASPCA Pet Health insurance…appreciation for their phone representatives

Somehow in my signing up for ASPCA Pet Health Insurance, I ended up with 2 complete accounts, with 2 different account numbers and both charged to my charge account. Upon receiving the "welcome to our community" for each account, I realized I had 2 accounts for the same pet and called to let ASPCA know and try to cancel one and continue with one. Kelly in Akron, OH began to work on my problem, promised to call me back with the results. Which she did the following morning. I am so grateful ASPCA has phone reps who are willing and able to follow thru solving the problems and fulfill their promises.
5

out of 5

POSTED: | BY: Sue Ashley

We just started with this insurance

We just started with this insurance, hopefully it will be better than the last one. I have heard many good reviews.
5

out of 5

POSTED: | BY: Martin Sandoval

So far this has been a great experiance.

So far this has been a great experiance.
5

out of 5

POSTED: | BY: Jerry Picun

Great and reasonable !

It is a great coverage and a reasonable $$$

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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