ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cuiping Liu

Good

This is my first time to keep a pet.
5

out of 5

POSTED: | BY: Dian

ASPCA offered everything I needed…

ASPCA offered everything I needed regarding insurance for my dogs. They offered more options than the other Is pet insurance companies out there. As my dogs are young puppies this this insurance will help them for their lifetime. Many of my other dogs lived Lives between 12 and 17 years depending on the breed. Thank you for making it so easy to sign up and find the exact plan I needed
5

out of 5

POSTED: | BY: Erica Olson

Great insurance

The insurance was super easy to sign up for so my feline family is insured. I've heard great things and coverage is great and it's affordable as well!
3

out of 5

POSTED: | BY: Ryan Swank

It seems you can send me this email but…

It seems you can send me this email but cannot process my policy. I would appreciate some info with my account number soon. Thank you.
5

out of 5

POSTED: | BY: TESSIE

Pets Insurance

I always wanted Pets Insurance on my dog

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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