ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Goodday mommy

Very nice and friendly staffs

Very nice and friendly staffs, attentive and warm welcome for our first time visit.
1

out of 5

POSTED: | BY: Tracy Taylor

They worst no one ever call you back

They worst no one ever call you back
5

out of 5

POSTED: | BY: M MURRAY

Awesome ❤️ Love ASPCA for my fur babies

I was referred to ASPCA from another pet lover ❤️ I’m so happy I switched to ASPCA ❤️ So far my experience with ASPCA has been so awesome 👏🏻 thanks for fast responding, great service and loving & caring for our fur babies as much as we do 🥰
5

out of 5

POSTED: | BY: Roy Lundstrom

Downloaded my paperwork/receipt and had…

Downloaded my paperwork/receipt and had my reimbursement check within a week. Very easy to do and prompt service .
5

out of 5

POSTED: | BY: Alan DeRisi

The website was very easy to access and…

The website was very easy to access and answered all my questions before I even asked them. Kudos to whoever works for you guys it's fabulus the way you do things.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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