3
out of 5
POSTED: | BY: Claudia Wininger
Where is copy of what is covered and…
Where is copy of what is covered and deductibles
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cheryl-Anne Sturken
The ASPCA pet insurance was recommended…
The ASPCA pet insurance was recommended to me by a friend. I liked the ease f signing up, the reputation of the organization, and the value for the coverage.
4
out of 5
POSTED: | BY: Lance Harrison
The insurance seems to work great
The insurance seems to work great, a little slow on approvals
5
out of 5
POSTED: | BY: Gorton Vallely
I am going to wait un until I have a…
I am going to wait un until I have a claim to make a comment, so far I think you are doing great and have a great product.
4
out of 5
POSTED: | BY: Erica Aguilar
Only clicked 4 stars because…
Honestly I only clicked 4 stars because I barely started with the insurance and it's to soon to rate you guys. Also I don't like that we have to wait days/month to be able to take our dog to get checked if he/ she gets sick. Other than that everything else looks good, the pay to start the insurance plan is a good price and what they offer.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.