5
out of 5
POSTED: | BY: Mary Garland
Submitting a claim is easy and the…
Submitting a claim is easy and the claim is reviewed and paid within days.
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4.5
out of 5
Number of reviews 12,090
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lee Eide
Affordable Insurance to Handle Unexpected, Large Expenses
I have a 13-year-old orange Maine Coon named Shaggy II. I have budgeted money to pay for regular, expected vet expenses such as exams, shots, etc. so I was looking for only insurance to pay for any kind of large, unexpected expenses that would be a financial burden. So I was happy to see there was a type of insurance for that. And it's extremely affordable at $12/month (includes processing fee).
5
out of 5
POSTED: | BY: Dominick Brandon
Very helpful and understanding walk me…
Very helpful and understanding walk me through everything and explain it to me very well . Much appreciated
5
out of 5
POSTED: | BY: Diane Peplinski
A representative called me and welcome…
A representative called me and welcome me, she was very good at answering my questions. Great first impression. I do not remember the lady’s name but she was wonderful.
5
out of 5
POSTED: | BY: Harold Colon
Easy to enroll and easy to submit claims
Easy to enroll, good price, easy to create an account and login.
Great experience so far, my first claim was approved without a sweat.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.