5
out of 5
POSTED: | BY: ESDL DE LEON DDS INC
great insurance
great insurance
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: George Henrique
Issue with gaining access to account…
Issue with gaining access to account spoke with rep. on phone who indicated it could take up to 24 hours. Noting rep. was very pleasant and informative. After several days still no luck getting into account called service number and spoke with young lady who was able to identify problem, issue with aol sign on name. She corrected problem and I am now able to view my Bella’s account. She like the previous rep. was helpful and explained everything about the policy very clearly.
5
out of 5
POSTED: | BY: Sheila W
So far so good
So far so good. Haven't had to use it yet. According to my daughter, it's great.
2
out of 5
POSTED: | BY: D Fuentes
Our pet is almost 12 years old and had…
Our pet is almost 12 years old and had an emergency visit with an ER Pet Hospital. He was there from Friday night until Sunday morning. Needless to say we spent over 2000.00. Please Beware when they say you receive 90% or 80% of your bill, it is untrue. We were told the Vet Hospital charged more than they allow. It’s called “Usual and customary”. As customers we have no control what we are charged. It’s unfair to pay us only 48% of our actual bill when it’s supposed to be 80%. When your pet is on deaths door bleeding through their rectum and profusely vomiting you need to go to an Emergency Vet clinic or hospital. I find it a way to take from their customers what is owed to them.
5
out of 5
POSTED: | BY: George Guenther
Haven’t filed a claim as of yet
Haven’t filed a claim as of yet. Setting up insurance was easy.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.