5
out of 5
POSTED: | BY: Ljt
Y'all are great
Y'all are great! Thank you for what you do.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William Brobst
Someone told me that we should have pet…
Someone told me that we should have pet insurance for our pooch. The online process was very easy to fill out. We now have piece of mind that if something happens to our little girl that we will be covered.
Thank you ASPCA insurance!!
5
out of 5
POSTED: | BY: Ellen Parks
They are the Best Pet Insurance for your pet
They have been so Wonderful through this tuff time with Max. They were reasonable in there plan choices, they pay there claims quickly and are very friendly and efficient. Who could ask for more then that.
5
out of 5
POSTED: | BY: kenneth Morris
Very helpful for your pets wellness hopefully it stays affordable thank you
very helpful at times hopefully it stays affordable thank you
1
out of 5
POSTED: | BY: Bon
Confusing claims process
Confusing claims process, multiple requests for the same information, require records years old, will find any reason not to reimburse under covered plan. Customer service was friendly and helpful but the actual insurance company was incredibly challenging to work with.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.