ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,062

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bertha

Month on July was not kind to my baby…

Month on July was not kind to my baby Kona.. dont know what I would have done , if we didnt have ASPCA Pet Insurance. I entered 3 claims about a couple of days apart,, See my Baby broke her front left leg.. Her Femur broke in 3 pcs.. She needed a very complicated and expensive Operation.. I have a fixed income .. ASPCA I think understand how important it is to process these claims as quickly as they can,, within 2 days of me submitting the first 2 claims I had already received my Reimbursement , direct deposit to my bank . the 3rd Claim was the big one, this one had the Operation and 3 night in the hospital , you all know this is not cheap either... Once again they are there for us , and process the claim within a week. and this was only because I didnt include all the information needed, once I uploaded what they needed, they processed it on a WEEKEND, yes you heard me correct, A WEEKEND.. I am grateful for ASPCA I have had them for more then 10yrs , and every time I have needed them , THEY HAVE BEEN THERE FOR ME... I thank all your team and your customer service, you are ABOVE THE REST ... in my BOOK YOU ARE NUMBER 1.. thank you for helping get my baby on the road to recovery
5

out of 5

POSTED: | BY: Charlotte Nottingham

Fight when got out

The whole process was easy & efficient
5

out of 5

POSTED: | BY: Vivian king

Satisfaction

Satified
1

out of 5

POSTED: | BY: Leanne Hart

I have canceled many times with no response

I have canceled many times. I have canceled the first day I got the insurance. I wrote the cancelation email like 5 or 6 times to cancel and nooooooooooooobody ever answers or confirms my emails back and if you can get through on the phone now I will try that again their phones were down or impossible to get through. I don't want it I never even used it. I canceled it many times via email and they refuse to answer any emails. This is a scam do not use them even though it says ASPCA. PLEASE CANCEL MY ACCOUNT. They do not even provide you with an account number to give them when you call or write so its a SCAM...! Very very unhappy!
5

out of 5

POSTED: | BY: Patricia

I'm satisfied with my cat's health…

I'm satisfied with my cat's health insurance, I received detailed information online, the coverage starts next month of August.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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