5
out of 5
POSTED: | BY: Keri Morley
Quick refunds
After my cat needed double hip surgery they processed my claim and has me reimbursed within a week! So grateful for the coverage and quick turn around.
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: megan Sardone
Great coverage
ASPcA insurance is absolutely wonderful. I have had no issues with claims and reimbursements. Customer service is always helpful. I like that what they do and don’t cover is easily understandable in the paperwork. The only i wish i was able to would be to have the option to increase coverage at time of policy renewal. I was told i would have to cancel and reapply making everything a pre-existing condition
5
out of 5
POSTED: | BY: Benjamin Tysor
Excellent Coverage
Anytime my dog needs to go to the doctor for an unplanned event, the visit and medications have been covered. Ear infections, ingestions, and even the allergy doctor with shots is covered. Very easy to submit claims and the reimbursement is prompt. Highly recommend.
5
out of 5
POSTED: | BY: Rosemarie B
This is a great pet insurance company.
This is a great Pet Insurance company!! Not only do they process claims fast, their customer service are very thoughtful people and you’re not on hold for a long time when trying to reach them. I have had them for years for my previous baby which I sent many claims in and was reimbursed within 2 weeks all the time, and when my Baxter passed, they sent me a sympathy card and also called me. I just enrolled my new boy which I adopted from a shelter and I feel good about him having coverage, because you never know what can happen to a pet. Having coverage for him makes me feel at ease if anything were to happen unexpectedly, and I will get help paying the vet bill. I’m not sure about the passing date of Baxter, and really don’t want to visit the date he passed, but the month I posted is accurate.They paid for the cremation and I have his ashes in a beautiful box. I suggest for all animal lovers to get the full coverage with the 250.00 deductible, they will pay up to 4,000 for that plan and you all know how expensive vet visits are and even more for the Hospitals that want 2,000 just to check what’s wrong with a sick animal. I could never put an animal down because of the high price of emergency services which sadly many do because they don’t have 2,000 upfront to save them, so this is a great insurance to help with that. Please insure your pets! We love our babies and they love us! Keep them protected.
5
out of 5
POSTED: | BY: SABINA LIBERATORE
QUICK CLAIM - OUTSTANDING CUSTOMER CARE
I am happy with my experience with ASPCA Pet Insurance. Communication is clear,website easy to navigate, outstanding customer care assistance and claims processed super quickly. So far everythig SUPER
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.