ASPCA | Pet Insurance Review

Jack is my second rescued Pekingese. My first was named Charlie Brown and he was very healthy for most of his life with me (about 11 years). The last year of his life he stopped eating and lost a lot of weight, it toke the vets several blood test, X-ray, and CT scan to determine he had cancer. During these several months the vet bill was run $500.00 - $600.00 a month. After adopting Jack, I decided to get pet insurance for him. I did an internet search and talk with my vets about pet insurance companies and compared plans and rates before deciding to go with ASPCA Health Insurance in October 2009. The biggest deciding fact was the once a year $100.00 deductible, most wanted a deductible every time. Jack has been very healthy for the two years he has been with me. I have only used the insurance three or four time for small problems and once for his yearly checkup. ASCPA Pet Health Insurance reimbursed me 80% for these vet visits. Having the insurance saved me some dollars but it also gives me peace of mind about Jack quality of life.

There looked to be blood in my male cat's urine. It took several trips to the vet and different tests to determine the cause and find the solution. I was very pleased with the response time and prompt reimbursement. I am very happy with the insurance and how reasonable the cost is compared to other plans.

Our lab mix, Abby, is still a puppy (at least in her mind) and tends to eat everything. She swallowed a large jagged rock. She stopped eating and could not get comfortable anywhere. We took her to the Emergency Vet (of course, this was on the weekend) and he took exrays and found the rock. He said we could do emergency surgery or wait one more day just to see if she passed it. Thankfully, she did. The bill was $214.50 (not in our budget). After our $100 deductible, ASPCA paid 80% quickly and without any fuss. It certainly made things easier for us.

Was please with the coverage this time around. You always want them to reimburse 100% with no duductable but that is unrealistic with the reasonable annual premiums. Good job.

When my cat Fluffy got mouth cancer the treatment and medications were very expensive as well as the surgeries.I am so glad Fluffy was insured with ASPCA. They covered a lot of the expenses until the end.