ASPCA | Pet Insurance Review

SCAM. I have paid into my cats insurance $50/ month for 4 years and then they without telling me have been charging me $80 a month since last November. In the 5 years that I have been responsible and had my cat insured, I have never submitted a claim until this month when she was diagnosed with cancer. In comes the first bill for over $600 appointment and ASPCA will pay $20 and stand by their BS reasoning. Do NOT waste your money, but more importantly - do NOT have a false sense of security instilled thinking that the insurance you have paid into for years and years will actually be there for you when you need them.

Once again this insurance continues to fail when it matters most. I had to bring my cat in for a cardio exam, without it he can't get a dental appointment because the dentist won't risk putting him under otherwise. Fine, sure, can't do anything about it but bite that bullet. At least I have pet insurance, surely that will help! Ah but of course. Claim denied in full, not even a partial coverage or anything put towards deductible. This insurance charges more every year and covers less and less. Absolutely trash, won't be renewing.

Great customer service. Answered all of my questions. I have not used the insurance yet but looking forward to a good experience.

Absolutely the best pet health insurance. I have 6 cats insured with them. Incredibly fast payments on claims. I highly recommend them.

Very disappointed. I was excited to find a reasonably priced pet insurance at ASPCA. I have a rescue dog that I got at the end of May 2024. In June of 2024, I took him to the vet (prior to my ASPCA insurance policy) because he had been stung by a wasp near his eye. The eye swelled shut. The vet said he had an allergic reaction to the sting. Now, several months later he started having skin issues on his neck. After repeated vet visits, the skin issues were resolved. The vet (different from the first vet due to my relocation) said the issues were caused by a seasonal allergy. ASPCA denied my claim for the skin issues, citing "an existing condition". So apparently the insect bite reaction and the seasonal allergy are the exact same thing. They also said that ANY claim regarding an allergic reaction will be denied going forward. So that's how they can be so reasonably priced, by denying all claims. Thanks ASPCA.