ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,062

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Nahrain Abraham

CHANGED MY INSURANCE COVERAGE WITHOUT PERMISSION! BIGGEST SCAM! STAY AWAY

BIGGEST SCAM! They changed my coverage without my permission so they don’t pay me for my dogs neutering, I have emails that I had FULL COVERAGE not only accidental and illness. Their customer service is HORRIBLE it’s been 1 week and when I call in to get an update they keep telling me “they haven’t received a response yet”. I don’t know who they’re waiting for a response from, I canceled my policy and WILL NOT be returning. Also my animal hospital will be letting clients know to stay away from this pet insurance too.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Matthew Jenkins

ASPCA Pet Health Insurance Review

We’ve been very fortunate as to not having submitted claims, except for well visits. This year Brodie developed an ear infection, with follow up visits, and I’m very pleased with the speed of the refund, Submit the claim, processed in little time. We’re very pleased
1

out of 5

POSTED: | BY: Stephen Coats

One of the worst companies I've ever…

One of the worst companies I've ever dealt with, submitted a bill for $250, they paid $62.50. It took forever to get paid, and then while paying for 90% coverage, I got back $62.50. Well they aren't getting another penny out of me. F$$k off Aspca
Read more on Trustpilot
5

out of 5

POSTED: | BY: YJV

Quick Response

The person I spoke on the phone was very helpful and answered all my questions.
Read more on Trustpilot
1

out of 5

POSTED: | BY: kelly

Save your money

Horrible! Took claims forever to be processed and considered dental cleaning and skin allergy pre-existing. Apparently tartar on a dogs teeth is considered dental disease. No where in policy documents does it say allergies are consider pre-existing. Waste of money
Read more on Trustpilot
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review