ASPCA | Pet Insurance Review

My Chesapeake Retriever, Frodo, is 6 years old and has never really had any health problems previously. In December, literally right before Christmas, he managed to bite off a fragment of something he found in the back yard and swallow it. He stopped eating, and long story short, had to have surgery to remove the piece which has become lodged in his intestines. While I was at the animal emergency clinic, I saw a pamphlet for ASPCA Pet Insurance. I had never considered getting any pet insurance because I had heard negative things about it in general....that everything was excluded, etc. But, after that $3000 experience, I decided to give ASPCA a shot, and signed up immediately thereafter. And thank heavens I did. Not 3 weeks later, Frodo managed to ingest a ziplock bag of Motrin, which as you know, is very toxic to a dog. I took him to the same emergency clinic, where he was hospitalized for three nights while they stabilized him. The whole time, I'm thinking to myself "ASPCA is never going to pay this claim.....I just signed up!" But, I submitted the claim the day Frodo came home from the hospital, and about 3 weeks later received my check, and in the amount I was expecting. It ended up saving me about $1200 that I would have been out of pocket on after only a single premium payment! So, I have nothing but good things to say about these people...they do what they say they're going to do and you can depend on them when all you really want to have to worry about is your pet and his health. I would recommend ASPCA Pet Insurance heartily to ANYONE with a pet and who wants peace of mind.

Had a positive experience.

I have been very satisfied with my ASPCA Pet Insurance so far. I have had one major claim and it was paid promptly and within the terms of coverage, with no problems. Last year it was the same thing for just routine charges at the vet. You can't afford to be without it.

I have ASPCA pet insurance for my two dogs, Connie and Cheech. Cheech is 2 years old and Connie is 8 months old. I have had to make 2 claims for Cheech and thus far have been very satisfied.

As with any company you will have negative and positive experiences. My experience with ASPCA has been positive thus far. I have 2 senior cats and a new baby. I only wished I had bought the insurance before on my two other cats, whom are now deceased. My cat Mandy developed liver disease and had I had insurance it would have help me with the costs incured with her illness. Also my other cat Ember suffered from Lymphoma then kidney disease from the chemo treatments. If I had the insurance it would have helped, even though there is that little clause that states more treatemtn will not be covered with in a 12 month peroid after diagnosis. Even so any help would be great. I paid out of my pocket for her chemo treatments and kindey meds/treatments over 2.75 years at least $30,000. Had I had insurace that number would have been less. I only wish that they come up with a way that the Vets can submit your claim for you with the reimbursement being sent to the Vets and where we pay a co-payment every visit. I do think that when this happens more and more people will purchase pet insurance