ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindsay

Excellent Service, User Friendly, Timely!

ASPCA has been great for our English Bulldog. We saw a flyer at the vet when we first got him and thought it just made sense to have peace of mind in case we ever needed it. The website is very easy to use, it guides you through the claim process step by step. The customer service over the phone is one of the best I have ever encountered, very friendly! My claims have always been processed quickly and they offer direct deposit, which is extremely convenient. The premiums and deductibles are very affordable, and very worth it if you end up needing the coverage. They offer something for everybody, which I think is nice too. Our English Bulldog has had a couple of pneumonia episodes and this insurance has come in handy with a couple of hospital stays and trips to the not-so-wallet-friendly emergency vet. I love ASPCA and would recommend their coverage to anyone with a pet.
5

out of 5

POSTED: | BY: Denise

It's worth the monthly price

I purchased insurance for my dog after adopting her 8 years ago. Never needed it until recently - x-rays, neurological and blood testing were all expensive. Nice to know they were on my side and the claim process was extremely easy and fast. Would highly recommend ASPCA Pet Insurance and this will be the first thing I do should I get another dog in the future.
5

out of 5

POSTED: | BY: Gary Bandelean

Trust and great service

I have been with aspca for many years of great service for my best friends.
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5

out of 5

POSTED: | BY: Mary

Outstanding

Really like their new way of submitting claims via your cell phone. No longer have to look for a printer and then get stamps to mail your claim. The service center personnel were always very helpful and pleasant to deal with. The followup by Bob inquiring about my dog after her surgery was unexpected but very much appreciated. It shows that this company really cares about your pets and not just to collect money for the insurance policy. Highly recommend this company for pet insurance.
5

out of 5

POSTED: | BY: Susan Chadney

Had ASPCA Pet Health plan

I have used ASPCA Health insurance for many years and am totally happy with them.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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