5
out of 5
POSTED: | BY: Sabhan Akbar
Worry free experience.
Insurance claim I had was taken care of promptly and with out any issues. Thanks again for a seamless experience.
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diane
Excellent Pet Insurance
Claims are so easy to process and get processed in a timely manner. Always receive a follow up call to see how my dog is doing, and whether I have any questions. Would highly recommend to anyone looking for insurance for their pet
5
out of 5
POSTED: | BY: Judy Mezzullo
Outstanding support structure for any pet owner
When Liberty was only a year old she was running off leash in the woods behind our house she was soon joined by a family of deer. The thrill of the chase was too much and Liberty ended up tearing her cruciate ligament. Once I had all the diagnosis and recommended procedures, I didn't have to think twice about proceeding because I knew ASPCA Pet Insurance was right there with me through it all. This was my first claim and my total reimbursement, after deductibles, was way more than I ever expected and true to their policy. Fortunately I've only had minor ear issues and wellness visits but being reimbursed 80% is a blessing. Most important of all is that owners will take better care of their pets if they have ASPCA insurance.
5
out of 5
POSTED: | BY: Molly and Oatmeal
Easy to complete forms
Easy to complete forms, turnaround time is quick. Explanation of benefits is thorough.
4
out of 5
POSTED: | BY: Scot Williams
The insurance has been great!
We have two pugs, one of whom has had a number of health problems over the years. Having the pet insurance on him has been a blessing. ASPCA has always been helpful, informative, and their payment turnaround time has increased dramatically in recent months. I would recommend them to anyone.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.