5
out of 5
POSTED: | BY: SUSAN
BEST PET INSURANCE WE EVER HAD
GREAT COVERAGE AT A GREAT PRICE.
4.5
out of 5
Number of reviews 12,087
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Pojaman Zunggeemoge
Quick and easy process.
Quick and easy process.
5
out of 5
POSTED: | BY: Ann Healy
Hey All-it's ASPCA-so,of course they're …
Hey All-it's ASPCA-so,of course they're going to take care of your animal.If I ever had a question,it is always answered in a timely fashion.
After paying for 2 ACL operations for my dog,ASPCA health insurance came through -just be patient😀
5
out of 5
POSTED: | BY: Pat
Nicely surprised
I have had other insurances for my animals but each company has become more and more expensive over the years. So I shopped for a new carrier and found ASPCA. My Aussie/Border Collie mix runs in an open field and comes home loaded with foxtails. Recently she swallowed one and we had to take her to emergency.She ended up being able to pass it by herself but I still submitted a claim since we had paid a $300 vet bill for the exam (they knocked her out). Was very pleased when it was covered.
5
out of 5
POSTED: | BY: Rebecca
Great coverage
I have multiple dogs covered with ASPCA insurance and it is great! The coverage is excellent. But, just as important, the customer service is great. I always get my questions answered quickly, claims are easy to file, and they are responded to quickly as well.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.