5
out of 5
POSTED: | BY: Leigh Pelc
Great company
Great company. Always efficient.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,090
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mark
Thanks You so Much
To be very honest I would be that last person to purchase pet insurance, I always figured it was as scam or a waste of money. Then our family adopted Maddie and energetic,curious puppy who gets into everything. She came from the shelter with a month's free coverage from Hartsville Pet Insurance. I was reluctant to continue the coverage until I talked to a family member who has coverage for her cat. She convinced me to continue the coverage for Maddie 'just in case." Back in May we had a "just in case moment" with Maddie after she ate at least one, possibly two Aleve pain killers. She had to spend one full night at the emergency vet and the next few days going in to get fluids to flush out her kidneys. She is absolutely fine no residual effects at all and back to her crazy puppy self. The cost was almost $2,000 when all the vet bills were totaled. After we our $250.00 deductible was met we got re-reimbursed 90% of the total charges, close to $1,000. A Hartsville representative even followed up with a call to find out how Maddie was doing. As of today we up graded Maddie's policy from a level 2 to the Unlimited policy. Thanks to Hartsville Pet Maddie is well insured for what will no doubt be a long and adventure filled life.
Thanks So much for caring.
Mark Nunokawa
5
out of 5
POSTED: | BY: Kelly
Best decision I made was getting pet insurance
My puppy got real sick and I had to rush him to an emergency veterinarian in another town. Aspca never questioned anything and called a few weeks later asking how everyone was doing. I had my money back within 2 weeks.
4
out of 5
POSTED: | BY: Toni M Glasscoe
I like having added protection for my …
I like having added protection for my pet. not fond of the deductible and that wellness checks are not 100% covered.
5
out of 5
POSTED: | BY: Niomi
I have peace of mind with ASPCA Pet Insurance
My chihuahua is 14 years old and in pretty good health so far. But, she still needs to see the vet a few times a year. ASPCA pet insurance is always there to offset the cost of this care. The staff is wonderful, friendly and helpful. And, the response time on claims is efficient. I recommend this insurance to friends without reservation.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.