5
out of 5
POSTED: | BY: Michael Porter
The service provided was great
The service provided was great
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Vibhuti
Everyone should ensure their pet
I have the accidents and injuries insured for my pet. I've had to use this insurance twice since I've had my dog and the amount covered has already surpassed the cost of the insurance. One visit was ingestion of excessive chocolate and the other for a tooth that broke off while my dog was chewing a bone. Each claim was easy to file and processed within a couple of weeks. Your dog may be too young to need illnesses insured, but remember there is a wait period and premiums stay low if you insure your dog early.
5
out of 5
POSTED: | BY: Margaret
Great Service
ASPCA Pet Insurance always provides fast claim turn around, and is available for questions and concerns. Their cracker jack sales team explained the differences between products, helping us find the best product for our pets.
5
out of 5
POSTED: | BY: Ronesa
Great insurance company and coverage
ASPCA insurance is such a lifesaver; they are quick to reimburse on a claim and are accurate and fair. They are happy to speak on the phone if you have any questions.
Friends have purchased one of the other pet insurance's policy and are not nearly as happy.
5
out of 5
POSTED: | BY: Judy Brown
The lady I talked on the phone was very …helpful and super nice.
The lady I talked on the phone was very nice and helpful. I was able to put my new furry friend on my policy with no problem and take my take my wonderful companion that past away last summer off. Thank you.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.