5
out of 5
POSTED: | BY: Longmont Pet Owner
Paid our claims quickly and without any …
Paid our claims quickly and without any fuss.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cyndarienne Jaffa
Collecting refunds for our vet visits …
Collecting refunds for our vet visits was so easy. I simply uploaded invoices and documentation from my smart phone and received my refund in a week.
4
out of 5
POSTED: | BY: james
So far so good...I have only been with …
So far so good...I have only been with aspca for a couple months.
5
out of 5
POSTED: | BY: Rachel
Amazing Experience
I have two large dogs that are insured through ASPCA. We have had the insurance for several years now and it has been a life saver. It has meant that we don't have to worry about cost when something happens to the dogs. Filing a claim is so easy and the payment is quick and easily understood. I am so happy we have insurance through them and will continue to purchase it in the future.
5
out of 5
POSTED: | BY: eulelia
great insurance and service
this pet insurance is great claims addressed quickly and always do a follow up check on the pet that is insured customer service and reps are very up to date on questions and can give a satisfied answer to any question asked.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.