5
out of 5
POSTED: | BY: MARCIA
Simply Great
Ths is a Great Company to have insurance for your pet or pets. Wonderful staff very helpful & friendly keep up the great work!!!
4.4
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gary
ASPCA has performed as advertised.
Our puppy had an accident and fractured his foot. We have been numerous times to the local vet, and to a specialist. ASPCA has been very cooperative and prompt handling all our claims (9) up to this point. For more than 1 cast, X-rays, shots etc. We have Wellness, Accident standard policy. Pleased with our pet insurance at this point. We will have more vet visits in the future, am glad we took out pet insurance to start with and we are very pleased with ASPCA.
5
out of 5
POSTED: | BY: Adrienne M
great communication
great communication, easy to file claims. Would definitely recommend!
5
out of 5
POSTED: | BY: Vivien
An absolute blessing to have found ASPCA pet insurance
I had always known I should have pet insurance. The reality of the cost of veterinary services needs to be recognized before you get a pet, and as with people, you do need insurance. ASPCA has been prompt in responding to emails and requests. When my credit card lapsed and the insurance did too without me realising, I immediately contacted ASPCA, and they immediately re-instated, understanding how easily this can happen. All insurance claimed was unforeseeable - attack from coyotes, broken teeth - you never know. I recommend ASPCA pet insurance; and, I hope in turn that this in some way helps all the amazing rescues.
5
out of 5
POSTED: | BY: Mike
ASPCA, a great decision.
I cannot say enough good things about the ASPCA Heath Insurance... it was a great decision to select this plan for Bailey, my beagle. She has had only a couple of incidents outside of Wellness appointments and each time ASPCA handled it speedily and best of all followed up with a call to ask her condition. Processing claims is but a small part of what you are getting from ASPCA. It is the human touch that matters greatly and ASPCA delivers!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.