5
out of 5
POSTED: | BY: Tom
Great company for any dog owner
I’ve been a happy and loyal customer for over 10 years and would recommend ASPCA insurance to any dog lover.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Robert
Painless experience getting reimbursed!
It was a painless experience getting reimbursed. Just set up to upload any bills and in 10 days I was reimbursed less any deductible.
5
out of 5
POSTED: | BY: Elizabeth
Very thoughtful and nice!
Settle claims fast and personal service!
5
out of 5
POSTED: | BY: Abby
Great customer service from ASPCA
Every time I've had to call in to speak with someone a representative has always been kind and knowledgeable, always asking how my dog is doing! When submitting claims the direct deposit option is easy and convenient, and always comes through quickly.
5
out of 5
POSTED: | BY: Ellen
Great service
My chihuahua was bitten on the foot by a much larger dog. Within days of submitting my claim, I had a check for the vet’s emergency services. Subsequently, she developed an infection in the joint. That claim was also paid promptly.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.