5
out of 5
POSTED: | BY: Melissa
Love this company!
Great company with excellent customer service.
4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sharon
ASPCA Pet Insurance Saved My Dog'S Life
Absolutely. My dog had knee surgerywhen she was three years old. It was expensive but not as expensive as what followed the surgery. Her immune system crashed because she had been prescribed too much Apoquel for too long a period of time. Her vet said she would be on this medication for life. She nearly died from bacterial infections she had no way to fight. Without this insurance I would not have been able to pay for either of the issues in a timely manner. Thank you ASPCA for caring and being there. The follow up calls inquiring about how my pet was doing is very nice as well. Again, thank you.
4
out of 5
POSTED: | BY: Kelly Murphy
My vet office submits my claim to …
My vet office submits my claim to insurance company. I get check in the mail. It’s been working great I love my pet insurance for my puppy
5
out of 5
POSTED: | BY: Karen D
Great service
Straight forward claim process and friendly employees.
5
out of 5
POSTED: | BY: Raquel
The best thing I could of done God bless u
So greatful for ur help with Baby thank u so much forever greatful
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.