5
out of 5
POSTED: | BY: Ash
Love it!
This insurance is great and so easy to use. It has really helped my dog be able to get the treatment that she needs and the reimbursement is fair. I just love everything about it.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Renee
The BEST pet insurance ever
Before there was pet insurance, I had a diabetic cat. She was diabetic at age 4 and lived until almost 16, and I spent a fortune on her. Now I understand that pets can get chronic diseases, and with ASPCA pet insurance I can take my cats to the vet whenever I need to without worrying about going broke. The reimbursement is fair, the claims are easy to submit, and the claim checks arrive quickly. Also, customer service is very nice and very helpful.
5
out of 5
POSTED: | BY: Rolf
Best there is for pet insurance.
I have a very active small dog that tore her knee out. Surgery was $3500.00 the insurance paid quickly and without hassle. Very friendly people and good follow thru.
5
out of 5
POSTED: | BY: Margaret Klein
My Milo needed to remove his eye
My Milo needed to remove his eye, processing the claims through the website was so easy. Could check on status with ease and reimbursements sent directly to my checking account. Was so pleased with the process I enrolled my 6 month old kitten Oscar. We all hope that we do not need to use the insurance for emergency but it makes it so easy to make decisions on my beloved pets behalf.
5
out of 5
POSTED: | BY: Jessica
Wicked easy
Can’t express just how easy they have made this. Checks come back quickly. Huge help with expensive puppy care!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.