5
out of 5
POSTED: | BY: Betty
Good insurance
I never had problems with submitting my claims and receiving reimbursement is always a plus.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Harold
Good service and very helpful
Wally, went to vet with a injury. I submitted insurance claim. ASPCA emailed me in a couple days indicating they were processing my claim. The even called checking on Wally. Had my claim check in under 2 weeks. Very good and helpful.
5
out of 5
POSTED: | BY: Victoria Petruziello
They always help my pets!
They always help my pets and care for them.
4
out of 5
POSTED: | BY: Charlene Clark
I appreciate having a pet insurance
I appreciate having a pet insurance. ASPCA is well known for it's attention to animals so I expect the same from the insurance. Making claims has several options so that makes it nice. Any time I have called I have always gotten the information I need and everyone has been very courteous. Signing in to your own account is a little confusing so I have to find it each time I log in if I haven't logged in in awhile. Processing of claims has been pretty prompt. Thank You
5
out of 5
POSTED: | BY: Heather
Great to know my dog is covered fully
Absolutely awesome knowing Jayda is covered. She is part of our family
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.