5
out of 5
POSTED: | BY: Jose Arango
As always is a pleasure talking with …
As always is a pleasure talking with the people at ASPCA.
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4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jacquelin
ASPCA Saved My Pups Life!
My 9 month old pup randomly started acting lethargic and would not eat her food one evening. The next day I rushed her to the vet, who told me she was in terrible shape and was lucky she was still living. She had an extremely high fever, highest they had ever seen in a dog. They immediately sent me to the emergency vet specialists down the road. We got there and they immediately went to work to get to the bottom of everything. Though they still are not 100% sure what kicked her immune system into overdrive, she miraculously made it after several days in the animal hospital. With the assistance of Care Credit (I was instantly approved and was able to significantly increase my limit 24 hours after the approval), I was able to pay the thousands in bills. I could do this all because I have a 90% coverage policy which reimbursed me all 90%. Between ASPCA and CareCredit, they literally saved a life. After all of this, every single friend and family member enrolled their pets. To see a perfectly healthy pup who routinely had checkups go from 100 to 0 is every pet parents worse nightmare. Thank you for your service ASPCA and thank you even more for making it quick and easy to file claims.
5
out of 5
POSTED: | BY: Angie
So happy I have it.
It has been so helpful.
5
out of 5
POSTED: | BY: Harriet
Good phone tech support, good website, and prompt payment
We were going to be out of the country, so wanted our payment to be deposited into our checking account. I called and was helped to key my claim online and authorize deposit to my account. Within a few weeks, the claim was paid and all the details were on the website for my perusal. Thanks.
5
out of 5
POSTED: | BY: linda
Troublesome pug
I am the proud owner of an adorable, yet mischievous pug. Toby finds trouble and trouble finds Toby. Needless to say, we are regulars at our vets- from GI issues, asthma, arthritis, ear infections, allergies, eating something that I never saw him grab, or that darned bumble bee. ASPCA Pet Health has always been there for me through all his ailments (and his well visits). They even call me a few days later to check up on him. They have always paid out on his claims within a week which has been great. I have also called them with questions regarding his healthcare and they have been greater finding answers. I love them!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.