5
out of 5
POSTED: | BY: Jean
Thank God I have ASPCA insurance
ASPCA pet insurance is easier than navigating my own insurance and the coverage is way better.
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Antonia
Very pleased
We have been very pleased with the claim service and feel that the coverage is a good value for the cost expended.
5
out of 5
POSTED: | BY: Megan
We love ASPCA pet insurance!
The staff has been very helpful, it is very easy to submit claims and I love that they check in on your pet when they see that something has happened.
5
out of 5
POSTED: | BY: Robert
Very easy!
This pet insurance is not only affordable but the process is easy, and i am able to communicate with them when I need to!
5
out of 5
POSTED: | BY: Kevin
Excellent!
I got ASPCA after my puppy tore her first ACL, knowing that the chances of her 2nd one blowing out in the near future was high. About a month after her first accident and getting ASPCA, her 2nd ACL went. I have accident only which only cost me $25.00 a month. I had no problems with my claim of almost $3,500 for the surgery! They paid me back my 90% with no questions asked. I only had to fill out about 5 minutes worth of information on the ASPCA app and they handled the rest! Very thankful, and highly recommend this company!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.