5
out of 5
POSTED: | BY: Evie
Peace of Mind
ASPCA is great insurance for our pet Jasper. They pay claims quickly and are very reliable. We highly recommend ASPCA pet insurance
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Elizabeth
Quick
Quickly turned around expensive claims.
5
out of 5
POSTED: | BY: Anthony
There when I needed them to be
My cat was having trouble going to the bathroom, so we took him to the vet. At first they thought it was constipation, but after several re-visits we went for an ultrasound, only to find out that our poor kitty had a mass on his colon. Soon after he had surgery to have the mass removed.
Through all of this, I never worried too much about the bill, because I knew the insurance was going to cover 90% of it. And they did. All I had to do was submit the claims, and they took care of the rest.
Talk about piece of mind.
5
out of 5
POSTED: | BY: Annette
Great service
The service was outstanding
5
out of 5
POSTED: | BY: Talbot
Wouldn't Want to Live Without It
After hearing horror stories about the expense of vet care (particularly due to injury or illness), we looked at buying insurance for our golden doodle. After researching options and hearing from other dog owners, we opted to go with ASPCA. We are so glad we made that decision since our dog has had to have several teeth extracted and has pulled tendons from overactive playing. The ASPCA has reviewed every claim quickly and I have always been pleased with how claims have been paid. The peace of mind and the support that ASPCA provides makes it easier to give our dog the care he needs and deserves.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.