5
out of 5
POSTED: | BY: Marilyn
Feel protected and cared about
Gives me peace of mind knowing that my fur baby has this plan to protect him. Staff pleasant, caring and friendly.
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: gary
Best Pet Insurance
Exceptional service and responds to claims extremely fast. This is insurance is the least expensive on the market after doing extensive research and extremely friendly to having vets submit claims on your behalf after each visit.
5
out of 5
POSTED: | BY: Katherine
I would (and ALWAYS DO) recommend ASPCA Pet Insurance to anyone and everyone I know!
From the very start our family has been so amazed by the exemplary customer service that ASPCA Pet Insurance provides. After our dog tore a ligament in his knee, we scrambled to find a way to pay for a surgery and decided that even if the insurance plan we opened couldn't help us with this accident it was worth the investment in the long run. I filed my first claim on Odie's account last month and the process was as painless as it was relieving. ASPCA reimbursed us for 90% of the costs of Odie's vet bills and the deductible was more than reasonable. Every time I tell the story the listener remarks they wish they had a plan like this for their own health insurance!
5
out of 5
POSTED: | BY: Linda
You Are a Godsend
I never thought to insure my new puppy against catastrophic events. Who would think you would need insurance for a puppy? My sister insisted I buy ASPCA insurance. Several months later, my puppy jumped, hit the floor and broke her leg in two places. After rods and pins in that leg, several days in the hospital and several follow up appointments with x-rays, there was an enormous expense. I called ASPCA and asked was I being ripped off. They said those were the customary charges for a broken leg. Thanks to ASPCA insurance, my puppy is a good as new and I paid minimal dollars. They are the best. Thank you.
5
out of 5
POSTED: | BY: PENNY
very helpful kind and caring
even after the claim was settled (in a very time mater) I received a phone call inquiring how my dog was doing.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.