ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,093

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: FERNE

Best care for Lucky

Very good and fair and prompt service with ASPCA pet insurance. Easy pay options and quick payments Very happy and so is Lucky
5

out of 5

POSTED: | BY: Gail N

ASPCA was there for us when needed…

ASPCA was there for us when we needed it. Our 3 year old lab recently ate a sock. He found out it was not a good idea. He needed abdominal surgery to remove the blockage and save his life. We were very pleased at the coverage and how quickly we received the funds after submitting the claims. Thank you.
5

out of 5

POSTED: | BY: Destiny Klepacki

very helpful if you need to talk on the…

very helpful if you need to talk on the phone and the app is really helpful as well
5

out of 5

POSTED: | BY: Ginny O�Bryan

I love ASPCA Pet Insurance!

I am very impressed with the coverage and the warm, personal customer service provided. When my Irish Setter passed away a few months ago, I received a card as well as a personal call expressing condolences. Those gestures brought me back to ASPCA when I got my two new puppies.
5

out of 5

POSTED: | BY: Despina Philips

ASPCA is an amazing Organization

ASPCA is an amazing Organization. They did the right thing for my Chloe.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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