5
out of 5
POSTED: | BY: Lauren
Great!
Just Great!
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cheryl
The BEST!
The ASPCA pet insurance is the best thing I could have done for my dog. If I put in a claim, they call to see how she is, they care about her. I've never heard of a pet insurance company that calls to see how she is.
5
out of 5
POSTED: | BY: Debbie
Well worth the price to have peace of mind
Never expected to need insurance as much as I have but bought this plan after losing one of our dogs and incurring substantial vet bills trying to to save him. I never want to be faced with money dictating my decisions on medical care again. This plan has more than paid for itself in the time I've had it (3 yrs). You never see these things coming, they just seem to happen and it's very re-assuring to know you have a safety net. Like health insurance for humans It won't pay all your bills but it certainly makes it much more affordable and gives you the ability to make hard decisions on your pet's care without finances being the top priority! Very happy with ASPCA Pet Health Insurance!
5
out of 5
POSTED: | BY: maria
Fast reimbursement, everything is a breeze!
This is insurance has been a life saver, they have covered every single health problem that my dog has had during her 8 years, they are quick sending you the check, they cover almost everything and never a question is asked. When my cat died I received a call and a condolence card and they automatically cancel the insurance for me without even asking, they understand your pain. Do not hesitate to get your pet insured by ASPCA!
5
out of 5
POSTED: | BY: Lawrence
Even if i try to look for flaws, i can't find any.
Exceptional service.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.