5
out of 5
POSTED: | BY: Sharon
Superior Service
Two follow up emails after each claim; a follow up phone call. Very prompt claim reimbursement. Pleasant and friendly representatives to answer any questions.
4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: John Sulewski
This has been an outstanding company to…
This has been an outstanding company to work with.
5
out of 5
POSTED: | BY: Danielle Finneman
Clean
Clean, easy to navigate user features.
5
out of 5
POSTED: | BY: Sally
Thank heavens for ASPCA pet insurance
A few months ago my 18 month old bernese mountain dog tore her ACL in her knee. This injury ment she had to have a very serious surgery with long recovery. The cost of the surgery $6,000. dollars ! Thank you ASPCA pet insurance. I don't know what I would have done without you. The claim was paid promptly with no questions asked. The follow up care was paid with again no questions asked. Anyone with a pet is foolish not to have ASPCA pet insurance. Not only is it a comfort to have it also assures your pet will always get the best of care. How to cover the cost is not a worry.
5
out of 5
POSTED: | BY: Michale
The greatest
ASPCA Insurance is the greatest. They were highly recommended by the vet. They paid my claims efficiently and promptly.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.