ASPCA | Pet Insurance Review

I am very grateful for ASPCA pet insurance. Because I had enrolled my pets just one week earlier I was able to provide the care for Tiger after he was attacked by a stray dog. He has broken ribs and a puncture into his lung and abdomen. He needed urgent care to help him breathe. He was in “Kitty ICU@ at the the Emergency Vet for a week before we were able to bring him home. I spoke with someone regarding his insurance while I was at the vet with him. I was assured that they would be able to help me with the cost of his care. Because of your service I have my Tiger back getting healthy again. So thankful for having pet insurance.

I used to like ASPCA pet insurance but not anymore. They have a fraudulent way of denying claims based on the fact that they start the new plan each year and any claim made in the previous calendar year does not get reimbursed. Let's say your pet gets symptoms on July 31st. Your new calendar year plan starts August 1st. That is the day you take him to the vet. According to ASPCA Pet insurance, the symptoms were in the previous year and wouldn't be considered for reimbursement. This is the most insane thing I ever heard. Like someone can plan illness or accident according to a calendar. I am filing a complaint with the Better Business Bureau about these fraudulent practices. They used to be great but the last 3 years I have had the insurance they have reimbursed me NOTHING for hundreds of dollars of claims for new illnesses.

Very impressed with the service. It’s great you can manage the whole claim process on the app.

We had to use this insurance on Brutus, best thing we ever did! Saved us much money on his surgery that was an Emergency. Very friendly , service We've recommended this pet ins. to many people

Stay away from ASPCA insurance. If your pet receives a medical diagnosis, ASPCA will use any means available to them to deny your claim. They use lawyerspeak to declare your pet’s condition is pre-existing. Even after years of coverage with zero claims. Unless you’ve hired a lawyer to interpret their policy, and make exacting choices which are not otherwise clear, your coverage will be denied. When I must hire an attorney to keep my insurance from bamboozling me, what’s the point of having insurance? Read the reviews online about these cruel “policy” perverts. Then run the other direction. ASPCA love cruel policy and the cash it brings.