5
out of 5
POSTED: | BY: Trish
Getting ASPCA Insurance was a great decision!
I am so glad I got this insurance. My dog developed diabetes and went blind. ASPCA has been so supportive.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: LaRae Klausner
Turned out great
Ashley was the first person i spoke with, so rude, told me she had answered my question 3 times-never amswered it. Spoke with Sandy next call, knew all answers polite friendly. Third canine i have insured with ASPCA. Checked out 8 other companies this time. ASPCA still the best with the best people.
4
out of 5
POSTED: | BY: Mary
friendly staff, responsive to estimates
they have been fairly quick to review estimates and give me an idea of what they will cover. A real person answers their phones
5
out of 5
POSTED: | BY: Dean
Great service
Once Vet had sent information claim was paid within a week.
5
out of 5
POSTED: | BY: Snehal
Excellent online submission process and quick resolution of claim!
I have submitted two claims over the years and it is a very painless process to submit claims. The claims were processed within a few weeks of submission and the amount refunded was very reasonable. I would highly recommend to everbody!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.