4
out of 5
POSTED: | BY: Shelbi
Very helpful and quick to respond!
Very helpful and quick to respond!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kim
Filing a claim was easy & service was fast.
I have had great service. Would definitely recommend to others
5
out of 5
POSTED: | BY: Alice Toriello, DVM
Excellent and timely service
Excellent and timely service. I recommend ASPCA health insurance without a doubt. They have helped me with my personal pets and my patients. Alice Toriello, DVM
4
out of 5
POSTED: | BY: Howard
Let The Customer Know You Changed Systems
For the longest time (over 10 years) we had been emailing a scanned copy to ASPCA for insurance claims, and they generally got right on it, but not recently. After a few weeks of not hearing anything we submitted again, and again no reply. It was only after going to their website that we noticed a direct form application. All well and good, of course, but who was monitoring the email submissions that happened in the interim? Once we filled in the website form everything was taken care of quickly, and so now we know.
5
out of 5
POSTED: | BY: Nathan Sexstella
ASPCA is an excellant company!
ASPCA has been an immense help with covering the cost of vet bills. The claims process couldn't be simpler and the staff has been incredibly kind. I suggest them to all of my friends and family and they have certainly made a life long customer out of me.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.