5
out of 5
POSTED: | BY: Daisy Simas
Best insurance supportive when I lost…
Best insurance supportive when I lost my cat, and processed my claim as well
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4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tammy
Best insurance I have ever used
When I purchased this insurance I never thought I would need it. Turned out I needed it for my Newfoundland puppy. The people have been great and the refund has been excellent. These is no long waiting for it.
5
out of 5
POSTED: | BY: Kayla
Absolutely easy process
My experience with ASPCA pet insurance company has been absolutely wonderful. From choosing a policy, to adding a new dog to our policy, the claims process and receiving our claim it was always a smooth process. I researched companies and different policies and finally obtained a policy with ASPCA and have been more than satisfied with my decision.
4
out of 5
POSTED: | BY: Camille McCoy-Sledge
Staff is courteous and knowledgeable…
Staff is courteous and knowledgeable regarding pet owner needs.
5
out of 5
POSTED: | BY: Joe
The benefits and the customer service are excellent I would recommend it to everyone
Best thing I ever did was getting Achilles these benefits the customer service are polite professional excellent the claims are super easy never had a problem with them my Overworld a t rating on them is excellent I would recommend it to everyone
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.