5
out of 5
POSTED: | BY: Nancy
Awesome Pet Insurance
Very good insurance. Claims are progressed quickly. ASPCA are very helpful on the phone with questions. A 10 in my book.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: megne
very good service
I tried several pet plan and stayed with this one. they have been very easy to work with. simple set up and very good on the payment turn around. overall I highly recommend them.
5
out of 5
POSTED: | BY: Carlos
ASPCA are CARING PROFESSIONALS
My policy coverage includes a wellness portion as well as accident, and illness coverage. You don't realize how important coverage is because your baby is running around healthy and all you are responsible for is food and water. In my case, that turned into heart medications, lab work, xrays, echocardiograms...... The bill was overwhelming. Nothing could have prepared me for the heart-stopping reality of what the ER doctor told me. My baby was going to die!! I didn't know he was sick until he started panting constantly. I can say now that the medicines are working. I am glad I do not have to deal with the burden of an I'll family member and a monster vet bill alone. They did and are still doing what they said in his policy coverage. On top of that, they (Shelly) even called to check on me and my little one. Top notch product and professionals. I can manage my little ones illness and give him a little love back for all the times he has given me smiles.
5
out of 5
POSTED: | BY: Lacey
Aspca is very caring!
They called to check up on my pup!!
5
out of 5
POSTED: | BY: Jay
But with confidence!!
Absolutely loving the decision I made to insure my baby!! Do not hesitate to do it!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.