5
out of 5
POSTED: | BY: Karen
Great Coverage and Service
Extremely happy with routine, emergency and preventive coverage. Submitting claims online is easy and claims are processed quickly.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mariana
ASPCA saved my dog!
Toffee was suddenly diagnosed with a uterus infection which progressed rapidly into sepsis. Many people would not have been able to afford the cost to save her life but with excellent vets and the financial support of ASPCA my doggy ‘s life was saved and she is now enjoying her life back with all our family ! Thank you ASPCA!!
5
out of 5
POSTED: | BY: D'liese
Glad I found this pet insurance!
The prices are reasonable, user-friendly website & responsive service.
5
out of 5
POSTED: | BY: Eden
Don't understand this question
Covers what you say you will.
5
out of 5
POSTED: | BY: Nancy
Peace of mind
ASPCA pet insurance has been a life saver, literally! My German Shepherd has had everything from major surgery to seizures to chronic ear infections and ASPCA has covered them all! I could not have afforded the care without them.
Thank you!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.