ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,065

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Iris Pace

I would highly recommend for anyone looking for Pet Ins, to go with ASPCA.

I’ve been an ASPCA INS. member for a number of years. Fortunately my Pugs have remained reasonably healthy but this past year, my Pug Nina who is 13 now has had a bad health year with several different issues. ASPCA has been wonderful . It’s such peace of mind when I’m in the Vet Clinic To Hand over my charge card knowing it won’t be taking such a hit because of the Ins. The claims are processed amazingly fast. I am forever grateful to ASPCA for what they do, not to mention everyone I have spoken with when I call. Thank you so much ASPCA. Sincerely Iris 😊🐾🐾
5

out of 5

POSTED: | BY: Catherine

Thank you for ALL the special attention...

A special 'Thank You" to each and every one of you who worked with me and my veterinarian on my claims for Sampson (Cocker Spaniel, age 15), Sadie Hawkins (Maltese, age 9) and Skylar (Cocker Spaniel, age 5). Each member of the staff that I worked with was not only patient and caring, but showed a genuine concern not only for my pups, but for getting me through the claims process. All of my questions were answered politely and professionally with much attention to detail.
5

out of 5

POSTED: | BY: Eileen Gray

BEST EVER

ASPCA insurance ROCKS. Coverage reimbursement return in 30 days. I reccomend ASPCA tomy friends n family🐕❤🐱
5

out of 5

POSTED: | BY: Linda

Painless Process for the Pet Owner!

Glad we have pet ASPCA pet insurance! Our 2 year old Havanese had an accident and needed surgery, and although she was in pain, it was a painless claim process for us and now our exuberant Havanese is on the mend, and we have already been reimbursed for the cost of the surgery.
5

out of 5

POSTED: | BY: Brett

I recommend ASPCA

I recommend ASPCA since they always take care of my claims promptly without any questions asked.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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