5
out of 5
POSTED: | BY: Julie Bonatus
My first experience with ASPCA was…
My first experience with ASPCA was outstanding
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Allison Luker
So far so good
So far so good. So far, everything has been a very easy process and timely refunds. Very happy with ASPCA insurance.
5
out of 5
POSTED: | BY: Judi Gonsalves
ASPCA Pet Insurance is great!
ASPCA Pet Insurance is a must if you have a pet. They are members of the family and need protection too. ASPCA has an easy claim filing process and their customer care team called to check up on my cat. Pet care can be very expensive and can be tough to deal with. It’s nice to know that I have the ASPCA on my side!
5
out of 5
POSTED: | BY: Catherine Murphy
This has been the best insurance ever
This has been the best insurance ever. Never a problem with them paying a claim and they do it quickly and with your pet's best interest at all times. I wish every company I dealt with was as professional and caring as ASPCA Pet Health Insurance. Honestly, if you are looking for pet insurance, you can't go wrong in choosing them. As far as my experience and opinion are concerned, they are absolutely the BEST!
5
out of 5
POSTED: | BY: MARK A
I was very happy with the service and will be a customer for as long as I have a pet.
The service is very good and I was very satisfied,
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.