5
out of 5
POSTED: | BY: Charlotte Szabados
I have received excellent service.
I am very satisfied with my experiences with the company.
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Katharine Talamantez
Have had this insurance for close to…
Have had this insurance for close to ten years. Have been happy. Have 6 or 7 dogs insured.
5
out of 5
POSTED: | BY: Jeremy
Piece of mind
We've been extremely happy with ASPCA pet insurance for all of our pets. The claims are easy to file and paid quickly. Generally, I feel the payouts have been fair relative to the cost of the treatments. Having this insurance provides us piece of mind we can provide the care and quality of life to our pet family that is important to us.
5
out of 5
POSTED: | BY: Adam Cogan
Absolutely worth every penny
Over the years I didn’t have to use ASPCA vet insurance often because my dog was healthy. I often wondered if it was worth it. Then this past year, Odi sliced his leg open (needing stitches), had bloat (requiring major surgery), and ate a chicken wing bone (requiring a couple intense check ups and a few prescriptions). When Odi needed stitches, ASPCA reimbursed my claim in just a few days, an English speaking American answered when I called, and they reimbursed almost the entire amount. This gave me confidence to allow the vet to do whatever was needed regardless of cost for each of his other incidents, and again they reimbursed almost everything and were always available. A must have for every dog owner.
5
out of 5
POSTED: | BY: Annalisa Durnan
ASPCA Insurance is wonderful and caring.
ASPCA insurance has been there for me and my “Samson” during a trying time and illness. I has lightened the load!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.