4
out of 5
POSTED: | BY: carlena sansalone
good insurance
fast claims process
good coverage
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Pat Fisher
Have been. Very pleased through 3 dogs
I always had great care with the help for the treatment of my dogs.I suggest strongly people read the coverages and understand the exceptions.There are many policies and some do not cover wellness whichI found to be very helpful.Many cover less and charge more.Take time and READ. iG3rC
5
out of 5
POSTED: | BY: jill
Amazing customer service & ease of claims is outstanding
ASPCA has been fantastic to work with. The ease of submitting claims (especially online) is wonderful, and the speed in which the money is back in my account is typically within only a few days. I highly recommend them and am so glad I am using them with Marley!
5
out of 5
POSTED: | BY: Cynthia Cadieux
getting better
Good insurance
5
out of 5
POSTED: | BY: Melinda
I appreciate the claims processing speed
I've been a policy-holder for 10 years, and I must say I've been continually pleased with the increase in claims processing rate of a few days. The online submission process is also a huge improvement and so easy to use. However, I hope the premiums do not keep rising at the same rate. When I started I was paying about $30/mo, and now I'm at $50. Please don't raise them much anymore, I'm very happy with how things are now.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.