5
out of 5
POSTED: | BY: Louis Crocetti
Great Pet Plan Options & Swift Claim Processing!
Upon researching numerous pet health plans, it came down to ASCPA and Healthy Paws. We opted for ASCPA because it provided the most flexibility. We customized a plan that provides us both a safety net in the event of major medical problems and one that covered a significant portion of less significant costs, such as those occurring as a result of an accident or illness. Our plan has a $5k annual cap and $250 deductible that reimburses us 80% of the covered treatment, i.e., accidents, diseases, and illnesses.While iIt does not cover preventative service or neutering/spaying, you can get that coverage if you want. We didn't as we also wanted to keep our monthly subscription fee under $50, which we barely made. We got this plan when Rosa, our American bulldog, was about 2 months old. She's 14 months now. Boy are we glad we got it! We have filed 5 claims during this time and every one of them was processed within 2-4 weeks and approved. ASCPA even provided us more than we sought the last time. It's a great plan and the service is phenomenal. The absolutely only negative {a minor one at that} is that their online capability is limited in terms of what files you can attach to support your claim (application). I find myself having to take a cell pic of the vet bill and attaching it as a jpg file. Seems kind of archaic to me.