ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,063

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lucy Hammond

Thank You!

Tyson is my precious Jewel. ASPCA Insurance helps me keep him moving. Thank You. Tyson and Lucy
5

out of 5

POSTED: | BY: Raj Rajendran

ASPCA has been very supportive in our…

ASPCA has been very supportive in our first experience as a pet owner
5

out of 5

POSTED: | BY: Deborah Bowers

I feel Sammy is always being care for in all areas which he deserves🥰

Your the best!!
5

out of 5

POSTED: | BY: Charles Dobish

Easy & Effective!

this company was recommended by my vet and after researching a few others I'm happy w/ my selection. I have submitted multiple claims and they have been processed smoothly. It's easy to set up your account, submit claims, and receive payment. You really don't know how well your insurance provider is performing until claims arise & after about 6 months, I'm more than satisfied w/ the service provided.
5

out of 5

POSTED: | BY: Sal Farelli

Quick responses to claims!

Quick responses to claims!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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