4
out of 5
POSTED: | BY: Camille McCoy-Sledge
Staff is courteous and knowledgeable…
Staff is courteous and knowledgeable regarding pet owner needs.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,303
Updated: April 30, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Joe Bassi
The benefits and the customer service are excellent I would recommend it to everyone
Best thing I ever did was getting Achilles these benefits the customer service are polite professional excellent the claims are super easy never had a problem with them my Overworld a t rating on them is excellent I would recommend it to everyone
5
out of 5
POSTED: | BY: LAuri Adams
THANK YOU! Our pup would not be with us today if we did not have ASPCA Pet Health insurance.
THANK YOU is not enough for how grateful we are to have ASPCA insurance on our 1 year old dog. She has many health issues and we would have had to make a heartbreaking decision if we had not had ASPCA insurance. Very affordable, the ease of filing claims and fast turn around on reimbursements is amazing. Thank you!
5
out of 5
POSTED: | BY: Lauri Adams
ASPCA Pet health Insurance has been a…
ASPCA Pet health Insurance has been a life saver for us. We have a 1 year old dog with many health issues. We would not have her with us today if we had not had her ASPCA Health insurance. The insurance is very affordable, easy to file a claim and reimbursements are fast. Thank you ASPCA, we would have had to make a heartbreaking decision if not for our insurance. THANK YOU!
5
out of 5
POSTED: | BY: S D
Truly a blessing
ASPCA insurance has evolved over the years and improved rapidly. Filing claims has become easier, ease of repayments process, and a more sensible reimbursement policy. I have been very happy with their service. After my beloved Samson passed away, they called me to give me condolences. It was very sweet to have someone reach out to comfort me. I am very happy with them and highly recommend them.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.