5
out of 5
POSTED: | BY: Ed ODonnell
Happy and Healthy
Great compxny ... They make my. dog Finn feel happy and heathy .
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alicia Moorhead
Always takes care of my needs with my dog
I am glad I chose ASPCA as my dogs health insurance ! You guys do a great job at making sure you approve the claims . The only thing I would say is I would like to see the claims get approved at a more timely matter with the direct deposit reimbursement money in my account . It’s hard cause we have to pay the vet out of pocket with funds I do not have so I put the bill on a credit card and I only have so much time to get that paid off . Thanks ! Everything else has been lovely ! You guys do a good job at answering all questions right away when I call or getting back to me :)
5
out of 5
POSTED: | BY: Matthew Brinda
FAST and EASY claims submission/reimbursement
My wife and I purchased our pet health insurance from ASPCA originally understanding our young puppy would need several vaccinations, and neutering. That was our primary concern. Paired with the narrow understanding of the organization's positive relationship with helping the animal community, and local representation in Northern California, it was a no brainer to choose ASPCA. A few weeks ago, they rose to the occasion and delivered on their values after our then 8-month old Cockapoo, Mambo, went through a traumatic experience with his mouth causing him enough pain to force him to stop eating. After fluids, pain medication and antibiotics - I'm happy to report that Mambo is back to his normal, playful, loving self! The ordeal came with unexpected expenses that we would have struggled to cover ourselves, but thanks to their quick and easy claims submission and payment process, we're back on our financial feet.
It's hard to put a price tag on peace of mind, but after going through such an shocking experience with our pup, so early in his life, I'm happy we chose to trust ASPCA with our pet insurance!
1
out of 5
POSTED: | BY: Thomas Syvertsen
Pay the insurance forget the claims
you've thrown the worst fear
That can ever be hurled
Fear to bring pets
Into the world
For threatening my baby
Unborn and unnamed
You ain't worth the blood
That runs in your veins
How much do I know
To talk out of turn
You might say that I'm young
You might say I'm unlearned
But there's one thing I know
Though I'm younger than you
That even Jesus would never
Forgive what you do
Let me ask you one question
Is your money that good
Will it buy you forgiveness
Do you think that it could
I think you will find
When your death takes its toll
All the money you made
Will never buy back your soul
And I hope that you die
And your death'll come soon
I will follow your casket
In the pale afternoon
And I'll watch while you're lowered
Down to your deathbed
And I'll stand over your grave
'Til I'm sure that you're dead
1
out of 5
POSTED: | BY: Thomas Syvertsen
pay the monthly premiums expect no reimbursement
Every year they re-new their coverage and if your dog has a condition that requires more treatment forget it.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.