5
out of 5
POSTED: | BY: Jessica
Amazing turnaround time for claims. Very easy app to use
Great customer service. They followed up to see how our dog was recovering from surgery.
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carmen
They care about your pets and you!
The folks at ASPCA have been great to work with, starting from the beginning when I was researching coverage for our new family addition, Teegan, the Australian Labradoodle! We are so thankful to have chosen ASPCA for our pet insurance needs because they have been fair, prompt and they seem to pride themselves on great customer service!
5
out of 5
POSTED: | BY: Connie Cook
Follow up phone call by Customer Service Repr for status of Snickers 2 claims for UTI.
The Customer Service Representative was very concerned with Snickers' well being. I was able to explain my opinion, shared by several vets that has seen Snickers, as to the underlying cause of her UTI and what we were doing to manage it until she is old enough to consider any surgical options. During our conversation, I was also able to provide her with additional information they may need to consider a subsequent claim for her spay and hernia repair which was done by a vet I haven't used before and the majority of the expenses were being covered by the rescue group under the name the rescue group had for her.
5
out of 5
POSTED: | BY: Randy Shaner
Best pet insurance
This is second pet I have had plan for and would highly recommend to everyone!
5
out of 5
POSTED: | BY: Bruce BALL
Easy to work with
I am pleased so far with the ease of turning in and receiving payment. Except for the first time we turned in a claim, all since have been very fast. Thanks
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.