5
out of 5
POSTED: | BY: Jennifer
Should have gotten it sooner. Excellent coverage
I would highly recommend this pet insurance. Easy online filing claims with a screen shot of vet bills. Couldn’t be easier.
4.5
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Scott
Easy, no fuss, no arguments
Would recommend
5
out of 5
POSTED: | BY: Vicki
Great Insurance
This insurance was a great choice for us. We checked other companies but none offered the same benefits. We have been very satisfied with the way in which ASPCA Insurance has handled our claims. Would definitely recommend it others, in fact we already have.
5
out of 5
POSTED: | BY: Karen
Extremely pleased with ASPCA pet insurance
This is the first time as being a dog owner that I purchased pet insurance for my two doggies. I reached out on social media to see what my friends used, and also used the internet to see reviews and compare prices. I did a lot of research before making a decision and am extremely pleased with this pet insurance. Submitting a claim is easy and it is always paid in a timely fashion. When I have called the company with questions I have reached someone with ease and my questions were answered on the first phone call.
5
out of 5
POSTED: | BY: Mindell
Kept me advised of claim status and paid quickly.
I appreciate that you kept me posted on the status of the claim and paid in a very short period of time. Easier than my own health insurance!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.