ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,062

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

Very satisfied with the insurance I have for my dog.

I would recommend looking into ASPCA when you are shopping for quotes. Customer service is very good and you get a discount on this insurance if you are a donating member to the ASPCA. Once you meet your deductible, I have found the coverage to be excellent for my aging toy poodle dog - so much so that I just renewed at 90% reimbursement (up from 70%). I have accident & illness on him, up to $7,000 per year at 90% for about $85 per month. Each claim can take up to 10 business days and the direct deposit to my account takes 2-3 business days. All in all, I am grateful and cannot speak highly enough about pet parents getting insurance. I do recommend including the ASPCA in your quote search!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Deborah

Worth it!!!!!

Pet care can be very expensive, but what can you do????? Get ASPCA Pet Health Insurance. It is easy to use, and the refund comes back to you pretty fast. Our Fur Baby is totally worth the monthly deductible. It gives us peace of mind.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Char

Very Pleased with ASPCA Insurance & Customer Service!

From the time I first enrolled my cat in a ASPCA insurance policy, I have had excellent customer service representatives help me with any and all questions. I am impressed with their professional and friendly manners, and appreciate that they refer to my kitty by name. I recently submitted a claim electronically, and found the process to be very user-friendly. I also heard back about my claim in a timely manner, and their remittance aligns with what I expected from my policy.
5

out of 5

POSTED: | BY: Frank Guarino

I use the app to submit our claims

I use the app to submit our claims, very easy to use and extremely satisfied with ASPCA.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Debra

Great customer service!

Great customer service! We submitted multiple claims and they were processed within 2 days and refund sent immediately. They have been great!
Read more on Trustpilot
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review