AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 1,795

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly

Fast and fair claims response.

Fast and fair claims response.
5

out of 5

POSTED: | BY: Kathleen

I’ve been more than pleased with AKC’s…

I’ve been more than pleased with AKC’s Pet Partners health insurance. They’ve been very helpful and extremely easy to do business with! Not only do they answer the phone immediately to answer any questions, but they’re very efficient in processing claims. I’ve always gotten a response within two weeks, often less time than that. Highly recommend!
5

out of 5

POSTED: | BY: Judy

I have a senior dog and AKC has been great.

I have a senior dog and AKC has been good with processing claims.
2

out of 5

POSTED: | BY: SARAH

Cons heavily outweigh the pros

Every time I have to submit a claim, I have to print, fill out, and then scan/photo and submit a form that has 99% of the duplicate information on it. I understand having to submit a photo of the invoice, but why do I have to fill out that paper form every time? The invoice has all of the new info on it, and everything else should be in your records. It also makes no sense that you don't have an online claim submission form that I can just attach a photo of the invoice to. It would be less work for you and for me. Also, nearly every time I have filed a claim, there have been exceptions, loopholes, or disclaimers that have prevented me from being reimbursed any amount that would make it worthwhile to maintain this insurance policy. I'm particularly upset by the last claim, because I deliberately bought the extended policy that covered dental cleanings, and they used a loophole to only pay $40 rather than the $350 that the cleaning actually cost. Am actively looking into other insurance plans now. The pro I can give it is that it's reasonably priced and when I've called customer service they've always been good. However when weighed against the lack of coverage, makes the service not worth it.

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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