Carter Pet Hospital

4.7 (495 reviews)
9925 State Rte N, Lake St Louis, MO 63367, USA

Hours

Monday 8:00 AM – 12:00 PM, 1:00 – 6:00 PM Tuesday 8:00 AM – 12:00 PM, 1:00 – 6:00 PM Wednesday 8:00 AM – 12:00 PM, 1:00 – 6:00 PM Thursday 8:00 AM – 12:00 PM, 1:00 – 7:00 PM Friday 8:00 AM – 12:00 PM, 1:00 – 5:00 PM Saturday 9:00 AM – 2:00 PM Sunday Closed

How to Save on Veterinary Costs at Carter Pet Hospital

Preventive care

Routine wellness exams can help identify health issues early, often before they become more serious or expensive to treat. Regular checkups are one of the most effective ways to manage long term veterinary costs.

Compare prescription pricing

Some pet medications prescribed at veterinary clinics may also be available through local or online pharmacies. It can be helpful to compare pricing when appropriate to reduce ongoing medication costs.

Consider pet insurance

Pet insurance may help cover a portion of eligible veterinary expenses depending on the plan, including accidents, illnesses, and in some cases preventive care. Coverage details, reimbursement levels, and deductibles vary by provider.

Why Pet Insurance Information Appears on This Page

Looking for information about Carter Pet Hospital? This page also includes pet insurance resources to help pet parents understand how to prepare for unexpected veterinary expenses.

Veterinary care costs can vary widely depending on the type of visit, treatment, or emergency. Many pet parents explore pet insurance before they need it so they are better prepared when unexpected situations arise.

How to Choose a Pet Insurance Provider

Pet Insurance Review helps pet parents compare insurance providers using verified customer reviews and real-world experiences. Our tools make it easier to evaluate providers based on claims experience, service quality, and overall satisfaction.

We have collected more than 220,000 reviews from pet parents, creating one of the largest independent databases of pet insurance feedback available.

How rankings are determined

Unexpected veterinary expenses can happen at any clinic. The providers below are ranked using verified reviews submitted by real pet parents through Pet Insurance Review. Results reflect overall satisfaction, claims experience, and value based on real world feedback. Rankings are updated regularly as new reviews are submitted.

Top Pet Insurance Providers of 2026
Rating Provider Total Review
4.8 Adoro 19
4.5 AKC 1,801
4.4 ASPCA 12,221
4.9 Embrace 19,969
4.9 Fetch 5,895
4.1 Figo 2,868
4.4 Hartville 183
4.9 Healthy Paws 11,362
4.8 Lemonade 833
4.6 ManyPets 2,416
4.7 MetLife 11,182
4.8 Nationwide 25,675
3.9 Pet Assure 15
4.3 PetPartners 121
4.9 Pets Best 15,323
4.8 Prudent Pet 2,859
4.7 Pumpkin 3,525
4.6 Spot 11,551
4.9 Trupanion 55,033

Compare Pet Insurance Plans

You can compare coverage options from multiple providers to find a plan that fits your budget and your pet’s healthcare needs.


Getting to Know Your Veterinarian

Choosing a veterinarian is an important decision for pet parents. A strong vet relationship is built on trust, communication, and understanding your pet’s individual needs.

Experience

Ask whether the clinic has experience treating your specific type of pet, since care can vary between dogs, cats, and pocket pets.

Emergency Care Procedures

It’s helpful to understand how the clinic handles after-hours emergencies, including whether they provide emergency services or refer to nearby emergency hospitals.

Communication Preferences

Ask how the clinic communicates with pet parents, including updates, test results, and follow up questions.

Breed Specific Health Considerations

Some breeds may be more prone to certain health conditions. Early awareness can help with prevention and early treatment.

Facility Tour

If available, touring the clinic can help you and your pet feel more comfortable before the first visit.


Final Note

Pet care decisions often involve both medical and financial considerations. Having access to trusted veterinary information alongside pet insurance comparisons can help pet parents feel more confident when planning for their pet’s health and wellbeing.

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Reviews from Google

4.7

495 reviews

It’s a long drive for us but completely worth it! The staff is always very friendly and clearly work well together. Dr Rice is especially great with Buddy and helpful with suggestions on how to keep him healthy. We appreciate the compassionate care! As you can see, my boy is also happy with his experience.

Jul 18, 2023

It’s honestly hard to go into the amount of care they show their patients and their owners. We’ve had a few injury prone and elderly dogs and they’ve always been more than accommodating. We never feel rushed when in an exam room and they will even take the time to speak to us on the phone for random issues and emergencies. Thank you!

Jul 22, 2023

After 13 1/2 yrs and a wonderful life with us, it was time for our Sunnie girl to go meet Jesus. We are incredibly grateful for the love and compassion shown both to her, as well as to us, by Hanna, Ashley, Dr Kathryn, and the entire Carter staff 🤗. The way they handled our girl’s final hour and their empathy toward us was so much more than we had received from a different facility, during a previous parting of ways with a loved one. They truly go above and beyond! We literally love these folks! A huge, heartfelt thank you to all!

Dec 31, 2022

Dr. A is the best!!!!!! The girls up front make you feel more than welcome and took care of my daughter and I and her dog like we had been there for years. It was our first time there and we were very very comfortable. I highly recommend this place to anyone.

Jul 2, 2023

My boyfriend and I have been taking our dogs to Carter since their first ever vet visits as puppies! They always get us in as fast as they can, even same day for urgent appointments! They make us feel like family and are super honest about options and costs and take time to answer questions and educate about the care they give our pets. Luna and Leo literally pull on the leash to go inside when they realize where we are, and they never want to leave! We always trust that they’re well taken care of, and they come out smiling and smelling like peanut butter! We are so grateful to have such amazing vets and staff here, we even drive all the way from Columbia since we’ve moved!

Sep 9, 2021