220,710+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,710 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,710 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,891 reviews

4.9
Healthy Paws

11,231 reviews

4.9
Fetch

5,648 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,091 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified June 05, 2026

Quick

Quick, accommodating, economical.

Insurer: Nationwide

By: customer

Verified June 05, 2026

Easy & direct

Easy & direct. Choice of options

Insurer: Nationwide

By: Perry Solomon

Verified June 05, 2026

Healthy Paws Pet Insurance Healthy Paws Pets Insurance has been…

Healthy Paws Pets Insurance has been with us every step of the way! Lucy Toons turns 13 years old tomorrow and Healthy Paws has allowed us to give her a long and healthy life. Pet Insurance is not just for the ‘big’ emergencies but also for the day to day health issues that arise as our beloved pets age. Healthy Paws has allowed us to be able to give Lucy the medications she has needed along with the diagnostic tests needed throughout her lifetime. Thank you, Healthy Paws, for enabling us to give Lucy all that she has needed.

Insurer: Healthy Paws

By: Ellen Zornes

June 05, 2026

DON'T, SERIOUSLY JUST DON'T

They gave us a 40% increase without notice and just pulled the money out of our account. I called the same day and cancelled, they tried to hit me for a $3 service charge. The way they did it was shady as well. The CS rep I was talking to kept saying I was approved for a "full" refund until the very end of the call, literally the last thing she says as she's about to release the call, "And there's a $3.00 service charge" Needless to say I blew a gasket, we'll see if they do the right thing and give it back because that is just the lowest of the low. Seriously, absolutely no notice what-so-ever that the rates were going to jump like that and just steal the money out of the account. Then when I confront, they grab $3.00 back to cover their expense for transferring back to me, the money they stole out of my account, without telling me of the increase. What kind of company does that? As a side note, they never paid a single penny for any of our dogs expenses in the years we've had the policy. So they made a tidy bundle on us already. I wish there was a way to get that back without a ton of legal wrangling, I really do.

Insurer: AKC

By: PBJ

Verified June 05, 2026

Quick turnaround on claims!

Quick turnaround on claims!

Insurer: Spot

By: Randall Gianetti

June 05, 2026

I have been with this company since…

I have been with this company since 2006 when it was called gopetplan. This company is different as it goes by incident and not yearly claims. They are good when protecting the life of a pet any cut you off at the age of 13. Unfortunately, I have recently submitted a claim for allergies that they did not cover at all. When Natasha first started the company, it was all good intentions but now, they are hard to deal with. I would look for other options.

Insurer: Fetch

By: Kat Hinrichsen

Verified June 04, 2026

The response on claims is very fast and…

The response on claims is very fast and they make the process of submitting a claim easy which is great since everyone's life is crazy.

Insurer: Healthy Paws

By: Karla Barreto

Verified June 04, 2026

Worth it

While sometimes difficult to navigate with paperwork, they are fair. Rates get very high in old age, but that is to be expected. Insurance is peace of mind, and I like the security of knowing catastrophes will be covered.

Insurer: Healthy Paws

By: Chloe Wassermiller

June 04, 2026

I purchased a policy with Fetch Pet…

I purchased a policy with Fetch Pet Insurance for my Pomeranian puppy, Baby Bear, expecting coverage for unexpected medical expenses. Unfortunately, my experience with the claims process has been disappointing. My claim for retained deciduous teeth and an undescended testicle surgery was denied based on findings documented during a routine wellness examination when my puppy was only five months old. At that visit, the veterinarian diagnosed Baby Bear as a healthy, normal puppy. The records specifically state “Appears normal” and “Healthy animal.” The veterinarian noted retained baby teeth and one undescended testicle, but also advised waiting until the puppy was at least one year old to allow time for the testicle to descend naturally. In my opinion, developmental findings observed in a five-month-old puppy should not automatically be treated the same as a confirmed permanent medical condition. Retained baby teeth and delayed testicular descent are commonly monitored in young puppies, and my veterinarian did not recommend immediate surgery or diagnose a permanent condition at that time. Despite this, Fetch classified these findings as pre-existing conditions and denied coverage for the surgery. I am currently appealing the decision and hope Fetch will reconsider after reviewing the complete veterinary records. Pet owners should carefully review Fetch’s policy language regarding pre-existing conditions and understand how routine findings during a puppy’s first examination may affect future claims.

Insurer: Fetch

By: Petra Mertl

Verified June 04, 2026

Easy up loading information and quick…

Easy up loading information and quick response

Insurer: Spot

By: Lynn Deverna

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